Please Note: These calculations are for illustrative purposes only, actual payments will be confirmed in your loan agreement.
Smart Goods loans are charged at a straightforward 3% per month (APR of 42.6%).
There are no other charges and no penalties for early repayment if you decide to pay off your finance before the end of the loan.
A £100 Smart Goods loan paid off over 12 months will cost you £10.05 per month (total charge for credit of £20.60).
If you’re a new member of Smart Money, you’ll be given you your initial savings deposit to open your share account with Smart Money when you make your first Smart Goods purchase
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